Improvement could lower commercial rates in particular, help recruitment

The Oak Ridge Fire Department has been notified by the Insurance Service Office that the fire protection rating for the department will be improving to a Class 2, a press release said.

ISO has been evaluating and assigning fire protection ratings to fire departments since 1971. Insurance companies use the fire protection ratings to determine home owners and business insurance premiums. ISO evaluates fire department equipment, station locations, training, fire prevention efforts, and many other factors to assign a protection rating.

The ORFD has held a Class 3 rating for nearly 15 years but will now be a Class 2 department effective June 1, 2014. According to information from ISO, of the 47,250 fire departments across the country, less than 650 obtain a rating of Class 2 rating or better. [Read more…]